EEMs or Energy Efficient Mortgages are FHA loans that allow borrowers to simply tack on an additional $8,000 for energy efficient home improvements (new windows, doors, furnaces, air conditioners, insulation, etc.).
These loans are quick and painless, but many people do not know about them.
I highly recommend seriously considering EEM loans for any FHA buyer in the process of purchasing a house that is over 20 years old. It is a very cheap and easy way to finance some very beneficial home improvements. These improvements will end up paying for themselves!
For more information about mortgages, buying or selling a home or property, home valuations, property searches, market updates and more please check my website http://www.billfletcherhomes.com/ or call (510)368-2854 or email me email@example.com.